FreeCreditScore.Net

How Many Credit Cards Should You Have? (Mint Blog)
The basis for the question is purely credit score driven. Consumers rightly care and want to earn and maintain solid credit scores. One of the ways to do so is to become familiar with the things that matter, and by how much. The assumption is that you should have an exact number of credit cards, which would help your scores.

What Radioactive Tuna Teaches Us About Credit (Quizzle Blog)
With your Sushi plans for this weekend still intact, there is a personal finance lesson that can be gleaned from these now glowing (I kid) tuna. Damage to your credit, have a half-life much like forever decaying radionuclides. In small doses they may not cripple or kill you, but they will follow you around for, well, the rest of time. This is why it is not just critical to know your credit score, like dubious sites such as Credit Karma and Credit Sesame might suggest, you need to be able to see your credit report.

Mobile Wallet Technology: Warming up For the Battle Royale (Money Morning)
There’s no stopping the future. We are already out of the gate and on the track in a long race that will re shape every aspect of our lives.

Investors will be afforded innumerable opportunities to profit on the globalization of everything “e”, as in e-commerce, e-payments, in an e-world.

And everything will e-ventually be e-vailable at the tip of your fingers in your mobile wallet. And if you stick with me we’ll all be making money on the mobile wallet future.

This report has been your wake up call.

The only question now is whether or not you’ll answer it.

How to Get the Best Mortgage Rates (Dough Roller)

While the WSJ didn’t mention this one, I think it’s an important consideration. You’ll typically get the lowest rates if you have at least a 20% equity cushion. Anything less than this and your rates go up and you’ll pay private mortgage insurance (PMI). We paid PMI on our first home, and the extra cost just goes right out the door. Saving a 20% down payment isn’t easy, but it will save you a lot of money in the long run.

What Is A Credit Card Penalty APR? (Card Wisdom)
Sports fans are used to their favorite players routinely incurring penalties during games such as basketball, football, and hockey. Like the rules of professional sports, the terms and conditions of credit cards also contain penalties that cardholders can run afoul of. One of the harshest penalties that a bank can levy on a credit card user is the Penalty Interest Rate, commonly referred to as the Penalty APR.