FICO Revealed Common Credit Habits Shared by Credit Score High Achievers
by Dan on January 6, 2013
If you belong to FICO’s elite group of credit score “High Achievers,” your score is greater than 785 and you’ve already saved thousands of dollars on mortgage and car loan interest rates. About 50 million consumers belong to this group….
How to Prepare for Higher Taxes During the Fiscal Cliff
by Dan on December 16, 2012
The year-end economic muddle that is popularly known as the fiscal cliff looms near. You might probably heard people talk about rising income taxes and unemployment rate. In case you haven’t learned what’s going to happen, here’s a what you…
Have You Checked Your Credit Score Yet?
by Dan on December 7, 2012
The year is about to end and it’s time for a year-end financial house cleaning. How well you are in keeping your finances this year will affect your money situation in 2013. So start today, now that Thanksgiving is over,…
Bank of America Jumps on the Mobile Payments Bandwagon
by Dan on November 28, 2012
There’s no shortage of finance companies admiring the innovation of Square Inc., the first to develop a credit card payment facility through an iPhone, iPad or an Android phone. Bank of America is definitely one of those companies. BofA will…
Choosing Credit Cards that Offer Perks and Bonuses
by Dan on November 18, 2012
There are more than one reason people sign up for a credit card. Many do it to establish credit or to extend their line of credit. Many others do it to reap the rewards associated with an account, be it…
Getting Approved for a Credit Card through a Reconsideration Phone Call
by Dan on November 4, 2012
Being denied of credit when you need it most is a major disappointment. Don’t quit trying yet. If you’re applying for a credit card, know that there is such a thing as a reconsideration phone call and it can help…
Keeping Your Child’s Identity Protected
by Dan on October 27, 2012
Identity thieves don’t choose their victims. It doesn’t matter how old you are, they’re after your personal information. And you’re loved ones too. Moms are especially worried about their kids having a bad credit. Are they too unrealistic to assume…
Beware of Suspicious-Looking Emails to Avoid Identity Theft
by Dan on October 22, 2012
Not all suspicious-looking emails go straight to your spam inbox. If your mail service doesn’t have a robust spam-filtering feature, chances are you’ll be getting messages from scammers to entertain them and finally fall prey to identity theft. It’s possible…
Want a Better Credit Score? Focus on the Things You Can Control
by Dan on October 18, 2012
We’re overwhelmed with data about how to improve our credit scores and why. Personal finance gurus dispense conflicting money wisdom on spending, saving and investing. There are too many tools to manage our money with, too many credit cards that…
Is AnnualCreditReport.com Enough for Managing Credit?
by Dan on October 15, 2012
There’s a go-to website consumers all know when it comes to getting a free credit report each year. It’s called AnnualCreditReport.com, a site run by a joint company which the big three credit bureaus own. The Federal Trade Commission and…